S.J.Res. 28Senate joint resolution · 119th CongressSigned into lawFinance and Financial Sector

A joint resolution disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications".

Sponsored byPete RickettsR-NEIntroduced Feb 27, 2025Full text on congress.gov ↗

Latest action (May 9, 2025) No: 119-11.

What it does

Congressional Research Service, May 9, 2025

This joint resolution nullifies the final rule issued by the Consumer Financial Protection Bureau (CFPB) titled Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications and published on December 10, 2024. The rule defines larger participants in the general-use digital consumer payment application market (i.e., payment apps) that are subject to CFPB supervisory authority. The rule defines larger participants in this market as nonbanks (1) with an annual volume of at least 50 million transactions, and (2) that are not small business concerns.

Face Value

as enrolled
100Narrow

How much of this bill its name accounts for.

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  • Nothing counted against it: one area of law, and short enough that length doesn't register.

Face Value measures reach, not honesty. A big bill can be accurately named, and a low score is not an accusation — it means the contents reach further than any short title could describe. Count it yourself ↗ How this is worked out

What Congress did

1 recorded
  • decisive vote

    House · Apr 9, 2025

    Whether the bill passes the House. This is the vote most people mean.

    219211

    Passed

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