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H.R. 7128House bill · 119th CongressIn the Senatedonor lobbied itFinance and Financial Sector

TRIA Program Reauthorization Act of 2026

Sponsored byMike FloodR-NE-1Introduced Jan 16, 2026Full text on congress.gov ↗

Latest action (Jul 13, 2026) — Received in the Senate and Read twice and on Banking, Housing, and Urban Affairs.

What it does

Congressional Research Service, Mar 19, 2026

This bill reauthorizes the Terrorism Risk Insurance Program through 2034. The program covers a portion of the losses incurred by private insurers for property and casualty insurance coverage for terrorism risk.

The bill also increases the amount of property and casualty insurance losses required for certification under the program beginning in 2029 and provides statutory authority for Department of the Treasury public notification requirements regarding the determination process for whether an act qualifies as an act of terrorism under this program.

Face Value

as passed the House
100Narrow

How much of this bill its name accounts for.

  • Every bill starts at100
  • Nothing counted against it: one area of law, and short enough that length doesn't register.

Face Value measures reach, not honesty. A big bill can be accurately named, and a low score is not an accusation — it means the contents reach further than any short title could describe. Count it yourself ↗ How this is worked out

What Congress did

1 recorded

  • On , as Amendeddecisive vote

    House · Jun 29, 2026

    A fast-track vote: no amendments, short debate, and two thirds needed to pass. Used for bills expected to be uncontroversial.

    373 – 15

    Passed

    Every vote →

Who lobbied on this

11 organizations

These organizations told Congress, in their own quarterly disclosures, that they were lobbying on this bill.

Most filings say only that an organization lobbied on a bill, not which side it took — where that's the case we say so rather than guessing. Quotes are verbatim from the filing. How this is built.

Discussion

3 comments

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24
steelcityscribeDemoMI-7voted Yea19d ago
In favour, with a caveat: the effective date is doing a lot of work here. If it slips, everything else in this bill is theoretical.
9
notmyfirstrodeoDemoCO-1voted Yea19d ago
Where are you seeing that? I read the summary twice and it doesn't say that anywhere.
4
cascade_kaiDemoIN-6voted Nay21d ago
You're right about the drafting, but that's fixable in conference. Killing it now means starting over in the next Congress.
Your position on H.R. 712871% Yea · 21 VoteWire users