S. 4097Senate bill · 119th CongressOn the calendarEducation

State-Based Education Loan Awareness Act

Sponsored byLisa MurkowskiR-AKIntroduced Mar 16, 2026Full text on congress.gov ↗

Latest action (Aug 4, 2026) under General Orders. Calendar No. 539.

What it does

Congressional Research Service

This bill excludes certain arrangements or agreements regarding education loans from the definition of a preferred lender arrangement.

A preferred lender arrangement is an arrangement or agreement between a lender and an institution of higher education (IHE) that receives federal funding or assistance (1) under which a lender issues education loans to students attending the IHE; and (2) that relates to the IHE recommending, promoting, or endorsing the education loan products of the lender.

The bill provides that arrangements or agreements made under a state-based education loan program do not meet the definition of a preferred lender agreement for purposes of certain required disclosures to student borrowers.

Face Value

as reported to the Senate
100Narrow

How much of this bill its name accounts for.

  • Every bill starts at100
  • Nothing counted against it: one area of law, and short enough that length doesn't register.

Face Value measures reach, not honesty. A big bill can be accurately named, and a low score is not an accusation — it means the contents reach further than any short title could describe. Count it yourself ↗ How this is worked out

Discussion

2 comments

Sign in to join the discussion and put your vote on the record.

Sort
17
m.kowalczykDemoLA-1voted Yea21d ago
Support. The reporting requirements alone would be worth it. You can't fix what nobody is required to measure.
7
delta_dawn_laDemoHI-2voted Yea19d ago
Fair, but the alternative on the table is nothing, and nothing has a cost too.
Your position on S. 409758% Yea · 31 VoteWire users